As we move toward going paperless and do more of our shopping and banking line, we owe it to ourselves to safeguard our privacy. And while there is a certain amount of ease and convenience to e-shopping and online banking, it also pays to understand the risks that are associated with those activities.
First of all, understand that information is vital. And there are many out there a looking for ways to make money by stealing yours. They will target your financial accounts and your email address to try to find some way to gain access. Spammers may send messages stating they are a family member who are traveling and in need of help. They might ask you to wire money to them. Other times, they will attempt to get your banking information by sending you very real looking emails from your financial institutions.
It is a good idea to remember that while paying your utilities online and shopping for the perfect outfit from the comfort of your own bed are two great applications to today’s technology, you also need to understand the risk involved. Avoid yourself a headache and take some precautions so that your hard earned money and/or your identity isn’t stolen.
First of all, change passwords often. Don’t use the same password for everything. And don’t depend on your memory. Write down your passwords and keep them in a safe spot. Another way to be careful with passwords is to make them case sensitive. This is another reason to write them down – if you forget them many sites will lock you out and make you change them, which is sometimes an arduous process. Don’t give out very personal information on social sites, as you never know who might be lurking.
If you are still unsure about your online safety, hire security help. There are companies and technicians that will help you keep your network and your information secure. They can help you decided what programs are safe and what websites to avoid. Always read the terms and conditions when taking part in online transactions. Don’t forget that your banking institutions will never ask for your passwords via email, they simply do not need to know it. Block senders that seem suspicious and stay away from messages that seem to good to be true, simply because they probably are.